Problems Facing The Transition to Electronic Payment –A Field Study in Mosul City. اداب الرافدین, [S. l.], v. 56, n. 105, p. 117–133, 2026. DOI: 10.33899/radab.v56i105.63485. Disponível em: https://radab.uomosul.edu.iq/index.php/radab/article/view/63485. Acesso em: 27 sep. 2026.